David is a NC native and graduate of Appalachian State University where he received his MBA. He has over 35 years of wide ranging experience in the financial services industry. He started as a licensed life insurance agent and registered representative focusing on investment advice and estate planning. He built a regional brokerage general agency as a Master General Agent. He also spent over 5 years at the home office of AIG American General in Houston as the National Director of Leveraged products for the Affluent Markets Group focusing on estate, charitable and legacy planning solutions.  

David now owns The Cardinal Financial Group focusing on providing guaranteed lifetime inflation hedged income plans for his clients. They are located in Waxhaw NC just outside Charlotte. David believes in safe money investments particularly as one inches closer and closer to their retirement years. “Guaranteeing an income you cannot outlive is paramount to retiring stress free, especially during these times of vast instability in the financial markets.”

David’s wife Sarah is recognized as one of the top educators in the charlotte public school system for talented and gifted kids. Their daughter Katie, her husband Chris and two children reside in Erie, CO. Their son Brown and his wife Whitney live in Atlanta with one son and one on the way. 

David’s previous hobbies: including golf, college football games and beach trips have been largely replaced by visits to CO and GA to see the grandchildren. “Every minute spent with the little ones is not only irreplaceable but truly a blessing.”